Plan type guide
Fixed rate electricity plans in Pennsylvania
Lock in your electricity rate for 6 to 24 months. Protection against rising prices in exchange for term commitment.
Affiliate disclosure: We may earn a commission if you sign up through our links. Learn more
Written by John Spencer
Updated June 2026
Why fixed rates matter right now
Pennsylvania electricity prices are rising due to PJM capacity auction increases. The 2025 auction cleared at $329/MW-day — an 833% increase from 2023. These costs are being passed through to customers over the next 12-18 months.
Key distinction
Fixed rate means your per-kWh generation charge stays the same for the entire term, regardless of market conditions. Variable rate means your rate can change each month based on wholesale prices. Fixed rates protect against increases but also lock you out of potential decreases.
Fixed rates provide stability. Variable rates follow market fluctuations.
In the current environment, locking in a rate below your utility's Price to Compare can provide meaningful savings and predictability. But fixed rates come with term commitments and potential early termination fees.
How fixed-rate plans work
You lock in a rate, commit to a term, and your generation charge stays stable regardless of market changes.
Choose a term length
Shorter terms (3-6 months) offer flexibility. Longer terms (12-24 months) offer more protection.
Lock in your rate
Your per-kWh generation charge is fixed for the entire term. Market spikes won't affect your bill.
Set a renewal reminder
Most plans roll to a higher variable rate when the term ends. Shop again 30 days before expiration.
Your utility handles the switch automatically. No service interruption — just predictable bills.
Who benefits from fixed-rate plans
Rate-stability seekers
Tired of quarterly PTC changes affecting your budget? Fixed rates provide predictability. You'll know exactly what your generation charge will be for the next 6, 12, or 24 months.
Homeowners staying in place
If you're not planning to move for 1+ years, a longer-term fixed plan makes sense. You can maximize the rate protection without worrying about early termination fees.
Budget-conscious households
When every dollar counts, unpredictable electricity bills are stressful. Fixed rates let you budget accurately month after month, with no surprises from rate volatility.
Customers spooked by PJM increases
The 833% PJM capacity auction increase is hitting bills across PA. Locking in a rate now protects against future increases as these costs flow through over the next 12-18 months.
First-time supplier shoppers
If you've never switched from your utility's default rate, fixed-rate plans are a straightforward starting point. Predictable terms, clear pricing, no complexity — just pick a rate and term length that works for you.
Your timeline shapes your approach
Both paths offer rate stability — the difference is commitment level and ETF exposure.
Short-term fixed (3-6 months)
Lower commitment
- Lower or no early termination fee
- Good for testing a supplier
- Flexibility if you might move
- Less protection against long-term increases
Long-term fixed (12-24 months)
Maximum protection
- Locks in rate through PJM cost increases
- Often lower per-kWh rate than short terms
- Higher ETF if you need to exit early
- Best for homeowners staying in place
The trade-off you're making
Fixed rates protect against increases and lock you out of decreases. If wholesale prices fall significantly during your term, you'll still pay your locked rate. This is the fundamental trade-off.
You're protected from:
- • PJM capacity cost increases
- • Summer wholesale price spikes
- • Quarterly PTC increases
- • Budget surprises from rate volatility
You'll miss out on:
- • Potential rate decreases
- • Mild-weather month savings
- • Flexibility to switch mid-term
- • New promotional offers
In the current rising-rate environment, most analysts expect the "protection" side to outweigh the "miss out" side. But market conditions can change.
Fixed-rate plans in Pennsylvania
Plans with locked rates for 3+ months, sorted by rate. Check each plan's term length and ETF before enrolling.
American Power & Gas of Pennsylvania LLC
This offer is exclusively for new customers only*. Switch to our electric plan today and enjoy the freedom of a 3-month fixed rate that gives you short-term flexibility! This plan has no cancellation …
Available in PECO Energy Co territory
Public Power, LLC
With a fixed rate from Public Power, you'll get the peace of mind knowing your rate stays the same for 6 months. Special offer for new, online customers.
Available in PECO Energy Co territory
American Power & Gas of Pennsylvania LLC
This offer is exclusively for new customers only*. Switch to our electric plan today and enjoy the freedom of a 3-month fixed rate that gives you short-term flexibility! This plan has no cancellation …
Available in West Penn Power territory
Clearview Energy
ClearGuarantee6Plus: 6 Month fixed rate term with a $19.99 base fee. For more details on this product, please call us at 1-888-512-8994 or visit us at www.clearviewenergy.com.
Available in PECO Energy Co territory
Pennsylvania Gas & Electric
Get peace of mind with a fixed rate for 6 months - plus, $50 in Reward Dollars every month once your account's active. Special offer for new, online customers.
Available in PECO Energy Co territory
Find fixed-rate plans for your address
Enter your ZIP code to see all locked-rate plans available in your utility territory.
No commitment to browse · Compare terms and ETFs easily
What to verify before enrolling
Early termination fee amount
ETFs range from $0 to $200+. Check the exact amount in the Electricity Facts Label. If you might move, look for plans with low or no ETF.
Post-term default rate
What happens when your term ends? Most plans roll to a variable rate that's often 2-3x your fixed rate. Know this in advance and set a renewal reminder.
Monthly fee separate from rate
Some plans have a monthly service fee ($5-10) in addition to the per-kWh rate. Factor this into your cost comparison — a lower rate with a monthly fee may cost more overall.
Exact term length
"12 months" can mean different things. Verify whether the term starts from your enrollment date or your first meter read. Know exactly when your rate protection ends.
Frequently asked questions
What happens when my fixed-rate term ends?
Most fixed-rate plans automatically roll to a month-to-month variable rate when the term ends. This default rate is often significantly higher than your fixed rate — sometimes 2-3x higher. Set a calendar reminder 30 days before your term ends to shop for a new plan or renew at a competitive rate.
How much is an early termination fee?
ETFs typically range from $50 to $200, depending on the supplier and term length. Some are flat fees, others are calculated per remaining month. Longer terms often have higher ETFs. Check the Electricity Facts Label for the exact amount. Some plans have no ETF at all — these offer flexibility if you might move.
Should I choose a longer or shorter term?
Longer terms (12-24 months) provide more protection against rate increases but carry more ETF risk if you move. Shorter terms (3-6 months) offer flexibility with lower commitment. In a rising-rate environment like now (driven by PJM capacity auction increases), longer terms may offer better protection.
Are fixed rates always lower than the PTC?
Not always. In a falling-rate environment, fixed rates can be higher than the PTC. But in the current market, many fixed rates are competitive with or below utility PTCs. Always compare your specific utility's PTC (shown on your bill) against available fixed rates before switching.
Can I switch from a variable rate to a fixed rate?
Yes. If you're on a variable-rate plan, you can switch to a fixed-rate plan at any time, usually with no fee (variable plans typically have no ETF). The switch takes 1-2 billing cycles. This is common when people want to lock in protection after seeing variable rate spikes.
How we gather this information
We pull supplier plan data directly from PA Power Switch, the official Pennsylvania PUC shopping website. Our automated system refreshes this data weekly to ensure you see current rates.
Fixed-rate plans are identified by their rate_type field and term length. We show plans with terms of 3 months or longer. ETF information comes from supplier-provided Electricity Facts Labels.
Plans are sorted by rate with no paid placements or sponsored rankings. Click any plan to view full terms on the supplier's website. Always verify the current rate and ETF before enrolling.
Ready to lock in your rate?
Compare fixed-rate plans for your Pennsylvania address. Protect against rising electricity costs with a locked rate.
781 fixed-rate plans from 219 PA suppliers • Updated June 2026