Free Calculator

Electricity Cost Calculator

Estimate your monthly bill based on your home and usage. Find out how much you could save by comparing supplier rates.

850

PA avg kWh/mo

20.92¢/kWh

PA avg rate

1,000+

Plans compared

9.09¢/kWh

Lowest PA rate

Electricity Cost Calculator

Estimate your monthly bill and find savings

Enter your ZIP for utility-specific rates, or skip for state averages

Medium (1,000–1,500 sq ft)

Estimated monthly usage750 kWh

Based on your selections. Actual usage varies by season and habits.

How This Calculator Works

Our calculator estimates your monthly electricity cost using a simple formula: Usage (kWh) × Rate (¢/kWh) = Cost. We help you estimate both parts.

Usage Estimation

We estimate your monthly kWh based on home size, number of residents, and usage profile. Our model is calibrated to EIA regional averages. For accuracy, enter your actual kWh from a recent bill.

Rate Comparison

We compare your cost at the state average rate (or your utility's default if you enter a ZIP) against the cheapest available supplier plan. Only 3+ month fixed-rate plans qualify to filter out teaser rates.

The Math

Monthly Cost=Usage (kWh)×Rate (¢/kWh)÷100
Example:877 kWh×10.5¢÷100=$92.09/mo

What Affects Your Electricity Bill

Your monthly bill depends on two factors: how much electricity you use and the rate you pay per kilowatt-hour.

Usage Factors

  • Home size:Larger homes have more lighting, more rooms to heat/cool, and often more appliances.
  • Household size:Each additional person increases water heating, laundry, electronics use.
  • HVAC system:Electric heat, central AC, and heat pumps significantly impact usage.
  • Season:Winter and summer peaks can be 2-3x spring/fall usage due to heating and cooling.
  • Appliance age:Older refrigerators, washers, and dryers use 2-3x more than Energy Star models.

Rate Factors

  • Utility territory:Default rates vary by utility. PECO, PPL, and Duquesne Light each have different Price to Compare rates.
  • Supplier choice:In deregulated states, you can shop for competitive rates below the utility default.
  • Plan type:Fixed rates lock your price; variable rates fluctuate with market conditions.
  • Contract term:Longer terms (12-24 months) often offer lower rates than month-to-month.

Average Electricity Costs by State

Here's what typical households pay in the states we cover, based on EIA data and our rate database.

Pennsylvania

Average monthly usage850 kWh
State average rate20.92¢/kWh
Cheapest supplier rate9.09¢/kWh
Avg monthly bill$177.82
Explore PA rates

Ohio

Average monthly usage885 kWh
State average rate18.78¢/kWh
Cheapest supplier rate7.19¢/kWh
Avg monthly bill$166.20
Explore OH rates

How to Reduce Your Electricity Usage

Beyond securing a competitive rate, reducing your usage directly lowers your bill. Here are the highest-impact changes.

Switch to LED Lighting

LEDs use 75% less energy than incandescent bulbs and last 25x longer.

Use a Smart Thermostat

Programmable thermostats save 10-15% on heating/cooling by adjusting when you're away.

Upgrade to Energy Star

Energy Star appliances use 10-50% less energy than standard models.

Seal Air Leaks

Weather stripping and caulking reduce heating/cooling loss by up to 20%.

Impact example: An average household switching from incandescent to LED lighting saves ~$75/year. Adding a smart thermostat saves another ~$100-150/year. Combined with a competitive electricity rate, total savings can exceed $300/year.

Why Comparing Rates Matters

In deregulated states like Pennsylvania and Ohio, you can choose your electricity supplier. The rate difference between your utility's default and competitive suppliers can mean significant savings.

The Rate Difference Adds Up

For a household using 877 kWh/month, every 1¢/kWh difference equals $8.77/month or $105/year. A 2¢ difference means $210/year. That's why comparing rates is worth a few minutes of your time.

Frequently Asked Questions

How accurate is this electricity cost calculator?

Our calculator provides estimates based on typical usage patterns for your home size, number of residents, and usage profile. Actual costs vary by season, specific appliances, and personal habits. For the most accurate estimate, use the manual kWh input with your actual usage from a recent bill.

Where can I find my monthly kWh usage?

Your monthly kWh usage appears on your electricity bill, usually in a section labeled 'Usage' or 'kWh Used.' You can also find historical usage by logging into your utility's online account portal. Most bills show both the current month and a 12-month usage history.

What's the difference between the utility default rate and supplier rates?

Your utility's default rate (called 'Price to Compare' in Pennsylvania or 'Standard Service Offer' in Ohio) is the rate you pay if you haven't chosen a competitive supplier. Supplier rates come from licensed electricity suppliers who compete for your business. Suppliers often offer rates below the utility default, though not always.

Why do you only show fixed-rate plans with 3+ month terms?

We filter to 3+ month fixed-rate plans for our 'cheapest' comparisons because short-term teaser rates (1-2 months) reset to higher prices quickly. Variable rates fluctuate with market conditions. Fixed-rate plans with meaningful terms give you predictable bills and genuine savings.

How much electricity does the average home use?

The average Pennsylvania home uses about 877 kWh per month (10,524 kWh annually). The average Ohio home uses about 893 kWh per month. Actual usage varies significantly based on home size, heating/cooling systems, and household size.

What uses the most electricity in my home?

Heating and cooling typically account for 40-50% of home electricity use. Other major consumers include water heaters (12-18%), appliances like refrigerators and washers (10-15%), lighting (5-10%), and electronics (5-10%). The exact breakdown depends on your climate, home efficiency, and habits.

How can I reduce my electricity bill?

The two biggest factors are (1) reducing usage through efficiency measures like LED lighting, smart thermostats, and Energy Star appliances, and (2) securing a competitive electricity rate by comparing suppliers. Even small rate differences add up: saving 1¢/kWh saves about $100/year for an average household.

Is switching electricity suppliers safe?

Yes. Your utility continues delivering electricity through the same wires regardless of your supplier choice. Switching is a billing change only—no service interruption, no home visit, no equipment changes. All suppliers must be licensed by your state's public utility commission.

How often do electricity rates change?

Utility default rates typically change quarterly or semi-annually based on regulatory filings. Supplier rates change more frequently as they compete for customers. We update our rate data weekly to reflect the current market.

Does this calculator work for commercial or industrial accounts?

This calculator is designed for residential customers. Commercial and industrial accounts have different rate structures, demand charges, and usage patterns. Contact suppliers directly for commercial rate quotes.

What about time-of-use rates?

This calculator uses flat rate estimates. Time-of-use (TOU) rates charge different prices based on when you use electricity. TOU plans can save money if you can shift usage to off-peak hours, but they're more complex. We may add TOU calculations in a future update.

How do I actually switch suppliers after comparing rates?

After finding a plan you like, visit the supplier's website and follow their enrollment process. You'll need your utility account number and service address. The switch typically takes 1-2 billing cycles to complete. Your utility handles the transition automatically.

Related Guides

Rate data last updated: June 8, 2026. We update our rate database weekly from PA Power Switch and Ohio Energy Choice.