PUCT-licensed electricity supplier
Payless Power plans & rates in Texas
Payless Power is a PUCT-licensed electricity supplier serving residential customers throughout Texas. This is an independent comparison, not Payless Power's official site.
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Reviewed by John Spencer
Updated June 2026 • PUCT License: N/A
See Payless Power's plans at your address
Is Payless Power a good choice in Texas?
Payless Power is one of Texas's largest and most established retail electricity providers, with reliable service and a broad range of plans across every major TX utility territory. The honest catch: it's usually not the cheapest.
Payless Power's cheapest clean fixed rate is 16.60¢/kWh, while the lowest fixed rate available in the same Texas territories runs about 11.70¢/kWh. You're paying a premium for the brand — fine if service and name recognition matter most to you, but you can often find a lower rate.
Already a Payless Power customer looking for login, bill pay, or support? Visit paylesspower.com. This page is an independent comparison for shoppers.
Volt Butler verdict
2.9/5
- Cheapest fixed
- 16.60¢/kWh
- Active TX plans
- 10
- Bill-credit plans
- None
Payless Powerpros & cons
Pros
- No deposit and no credit check — access when other providers say no
- Prepaid, pay-as-you-go billing with low/empty-balance alerts
- Fast or same-day connection options
- Transparent about being a prepaid specialist
Cons
- Rates run well above standard postpaid plans (cheapest clean fixed ~16.6¢)
- Prepaid means service can cut off if your balance hits zero
- Not a value play — only makes sense if you need no-deposit/no-credit-check
- Narrower utility coverage than the big providers
Payless Power reviews: what people say
Our editorial read of the consensus — not customer quotes or a rating we can't source.
Payless Power isn't trying to win on rate — it's built for shoppers who can't get, or don't want, a traditional postpaid plan. Its specialty is prepaid, no-deposit, no-credit-check electricity: pay as you go, no upfront deposit, no credit pull. For people who've been turned down elsewhere or want to skip a deposit, that access is the whole point. The catch is cost — Payless's rates run well above standard postpaid plans, which is the price of skipping the deposit and credit check. The right tool for a specific situation, the wrong one if you'd qualify for a cheaper postpaid plan.
Consistently praised for
- Prepaid / no-deposit / no-credit-check access
- Fast, often same-day connection
- Pay-as-you-go control with low-balance alerts
Common complaints
- Rates well above standard postpaid plans
- Pay-as-you-go can mean disconnection if your balance runs out
What is Payless Power best for?
Where Payless Power genuinely stands out — based on the plans it actually offers.
Getting connected with no deposit or credit check
Payless's whole model is prepaid, no-deposit, no-credit-check service — built for shoppers who can't get or don't want a standard postpaid plan.
Pay-as-you-go budgeting
Prepaid billing with usage and low-balance alerts can help if you'd rather pay as you go than get a monthly bill — just know the rate premium that comes with it.
Payless Power in Texas
N/A
PUCT License
Independent
Parent company
Retail Electric Provider (REP)
Service type
About Payless Power in Texas
Payless Power is a Public Utility Commission of Texas-licensed Retail Electric Provider (REP) serving residential and commercial customers throughout the state. Founded 2005 in Fort Worth, Texas, the company has grown to serve Texas prepaid/no-deposit customers.
A prepaid, no-deposit, no-credit-check specialist. Built for shoppers who can't get or don't want a standard postpaid plan — access comes at rates above standard plans.
Payless Power at a glance
- Founded
- 2005 in Fort Worth, Texas
- Parent company
- Independent
- Current HQ
- Fort Worth, Texas
- Customers
- Texas prepaid/no-deposit customers
- Company type
- Retail Electric Provider (REP)
- Website
- paylesspower.com
As a competitive retail supplier, Payless Power competes with other licensed suppliers to provide the generation portion of your electricity bill. Your local utility continues to handle delivery, maintenance, and outage response regardless of which supplier you choose.
Visit paylesspower.com to learn more about their current plans and offers.
Payless Power electricity plans in Texas
Payless Power currently offers 10 residential electricity plans across TX utility territories. Rates range from 16.60¢ to 18.70¢/kWh.
| Plan Name | Rate | Term | Type | Utility | Action |
|---|---|---|---|---|---|
| PTC 12 Month - Prepaid | 16.60¢/kWh | 12 mo | Fixed | CenterPoint Energy Houston Electric | View |
| PTC 6 Month - Prepaid | 17.00¢/kWh | 6 mo | Fixed | CenterPoint Energy Houston Electric | View |
| PTC 12 Month - Prepaid | 17.40¢/kWh | 12 mo | Fixed | Oncor Electric Delivery | View |
| PTC 12 Month - Prepaid | 17.40¢/kWh | 12 mo | Fixed | AEP Texas Central | View |
| PTC 12 Month - Prepaid | 17.50¢/kWh | 12 mo | Fixed | AEP Texas North | View |
| PTC 6 Month - Prepaid | 17.60¢/kWh | 6 mo | Fixed | Oncor Electric Delivery | View |
| PTC 6 Month - Prepaid | 17.60¢/kWh | 6 mo | Fixed | AEP Texas Central | View |
| PTC 6 Month - Prepaid | 17.80¢/kWh | 6 mo | Fixed | AEP Texas North | View |
| PTC 12 Month - Prepaid | 18.40¢/kWh | 12 mo | Fixed | Texas-New Mexico Power | View |
| PTC 6 Month - Prepaid | 18.70¢/kWh | 6 mo | Fixed | Texas-New Mexico Power | View |
Note: Some fixed-rate plans include early termination fees. Check plan details before enrolling.
Rates last verified Jun 12, 2026. Actual rates may vary by utility territory. Enter your ZIP code for personalized rates.
Payless Power estimated bill by usage
Estimated monthly supply cost using Payless Power's lowest available rate (16.60¢/kWh). Find your typical kWh usage on your utility bill.
Light
$83/mo
500 kWh/month
Apartment, 1-2 people
Average
$166/mo
1000 kWh/month
Small home, 2-3 people
Medium
$249/mo
1500 kWh/month
Mid-size home, 3-4 people
High
$332/mo
2000 kWh/month
Large home, 4+ people
Supply cost only. Your total bill also includes delivery charges from your utility, which vary by territory.
How Payless Power compares to other TX suppliers
Texas has 150+ PUCT-licensed residential suppliers. Here's how Payless Power fits in the landscape:
How to enroll with Payless Power in TX
Compare rates
Visit paylesspower.com or use our ZIP submit to see what plans are currently offered for your area.
Compare the rate
Texas has no utility default rate — you pick a retail provider from day one. Compare Payless Power's rate against the cheapest plan in your territory before you enroll.
Enroll directly
Sign up with Payless Power. Your distribution utility continues delivery. Billing arrangements vary by supplier.
Payless Power also enrolls customers through Power to Choose and licensed brokers.
Frequently asked questions
- Is Payless Power a licensed TX electricity supplier?
- Yes. Payless Power is licensed by the Public Utility Commission of Texas under license number N/A.
- Which TX utilities can I use Payless Power with?
- Payless Power serves customers across Texas's major utility territories.
- Will my utility change if I sign up with Payless Power?
- No. Your distribution utility continues to deliver your electricity. Payless Power supplies the generation portion only. You'll see both charges on your utility bill.
- Is Payless Power a good electricity company?
- Payless Power is a large, established, reputable TXprovider with reliable service — our verdict is "Proceed with caution." The main trade-off is price: it's usually not the cheapest, so compare its rate against lower-cost plans before signing up.
- Are Payless Power's rates competitive?
- Not the lowest. Payless Power's cheapest fixed rate is about 16.60¢/kWh, versus roughly 11.70¢/kWh for the cheapest Texas fixed plan. You pay a premium for the brand.
- How do I switch to Payless Power?
- Enter your ZIP to see Payless Power's current plans for your address, pick one, and enroll. Your TXdelivery utility stays the same and your power isn't interrupted — only the supplier on your bill changes, typically by your next meter read.
Related guides

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Ready to see what Payless Power offers in Texas?
Enter your ZIP code to see available plans and rates.
Free comparison • PUCT-licensed suppliers • EIA-cited data