McLean County · 2026

Bloomington electricity rates

Compare every licensed supplier serving Bloomington side by side — real per-kWh rates, no paid rankings, no sales calls. Ameren Illinois delivers the power no matter which plan you pick.

What's a good rate? The typical Bloomington plan runs about 12.8¢/kWh — anything near today's 10.70¢ floor is a strong deal.

Lowest rate in Bloomington right now

10.70¢/kWh

across 5 licensed IL suppliers

Enter your ZIP for plans at your address

Before you compare: check what you're actually paying

Many Illinois communities run opt-out municipal aggregation programs that automatically enroll residents in a town-negotiated supply rate. If Bloomington runs one, the rate on your bill may be an aggregation rate rather than the Ameren Illinois Price to Compare, and that's the number a competitive offer has to beat. Check your bill before assuming you're on the utility default.

See how Illinois municipal aggregation works and how electricity choice works across Illinois.

EIA-cited dataICC-sourced5 suppliersUpdated last weekIndependent comparison

Reviewed byJohn Spencer· Updated June 2026

Independent & not affiliated with any supplier — ranked by real cost, never by who pays us.

Quick answer: The cheapest electricity rate in Bloomington right now is 10.70¢/kWh, available from 5 licensed IL suppliers. Compare plans below or enter your ZIP code for personalized results.

Cheapest plans for your usage

Top 5 electricity rates in Bloomington

The lowest honest per-kWh rates from Plug In Illinois, updated weekly. For context, the typical plan here runs about 12.8¢/kWh — so anything below that is a good rate.

Rank these plans for your home

Set your typical monthly usage — we'll re-rank every plan by what it would actually cost you, not just its headline rate.

300 kWh3,000 kWh

Ranked by your estimated cost at 1,000 kWh/month (the typical household — change it above)

SupplierRate at 1,000 kWhEst. monthlyTermAction
SmartEnergy Holdings, LLC
SmartEnergy Holdings, LLC
Cheapest100% Green
10.70¢/kWh$107.0012 mo fixedView plan
Public Power, LLC
Public Power, LLC
10.99¢/kWh$109.9012 mo fixedView plan
Illinois Gas & Electric
Illinois Gas & Electric
11.09¢/kWh$110.9012 mo fixedView plan
Constellation Energy
Constellation Energy
11.99¢/kWh$119.906 mo fixedView plan
Constellation Energy
Constellation Energy
12.19¢/kWh$121.9012 mo fixedView plan

Every plan, ranked by your real cost

All 14plans — including variable and bill-credit plans — sorted by what they'd actually cost at 1,000 kWh. A plan that looks cheap at 1,000 kWh can cost much more at your usage; here it sorts to where it really belongs.

#SupplierRate at 1,000 kWhEst. monthlyTypePlan
1SmartEnergy Holdings, LLC10.70¢/kWh$107.00Fixed · 12 moView
2Public Power, LLC10.99¢/kWh$109.90Fixed · 12 moView
3Illinois Gas & Electric11.09¢/kWh$110.90Fixed · 12 moView
4Constellation Energy11.99¢/kWh$119.90Fixed · 6 moView
5Constellation Energy12.19¢/kWh$121.90Fixed · 12 moView
6Public Power, LLC12.59¢/kWh$125.90Fixed · 24 moView
7Illinois Gas & Electric12.69¢/kWh$126.90Fixed · 24 moView
8Ambit Northeast, LLC12.89¢/kWh$128.90Fixed · 12 moView

Rates for IL licensed suppliers, ranked by estimated cost at 1,000 kWh/month. Usage-sensitive (bill-credit) plans show their true effective rate at your usage, not the 1,000-kWh headline.

Recognize these names

Major providers serving Bloomington

The big national brands serve Bloomingtontoo. Here's the lowest honest rate each one offers right now. Most price above the cheapest plans in our Top 5 above — we list them by name so you can compare like for like, not because they're the cheapest.

Prefer a specific provider? Check what they offer at your address.

Best plan by usage level

Your monthly bill depends on how much electricity you use.

Low usage (500 kWh)

500 kWh/month

Cheapest at this usage

10.70¢/kWh

SmartEnergy Holdings, LLC

Est. $54/month for generation

Average usage (850 kWh)

850 kWh/month

Cheapest at this usage

10.70¢/kWh

SmartEnergy Holdings, LLC

Est. $91/month for generation

High usage (1,200 kWh)

1200 kWh/month

Cheapest at this usage

10.70¢/kWh

SmartEnergy Holdings, LLC

Est. $128/month for generation

Bloomington at a glance

79k

Population

Ameren Illinois

Primary utility

15.26¢

Avg rate per kWh (2024)

Lock in a rate from 10.70¢/kWh

Enter your ZIP to see every licensed IL supplier at your address — switching takes minutes.

Your utility vs. your supplier

Illinois deregulated electricity generation in 1997. Your utility handles delivery; you choose who generates your power.

Distribution Utility

Ameren Illinois

  • Maintains power lines and infrastructure
  • Handles outages and emergencies
  • Sends your monthly bill

You can't change your utility

More about Ameren Illinois & its cities →

Your Supplier

You choose

  • Generates your electricity
  • Sets your generation rate
  • Offers fixed or variable pricing

5 suppliers available in Bloomington

Rates from 10.70¢/kWh

What's the average electric bill in Bloomington?

Bloomington is served by Ameren Illinois, so a Bloomington bill tracks Ameren Illinois's territory rather than a city-specific number — the EIA doesn't publish a Bloomington-only average. In Ameren Illinois's territory, residential electricity runs about 15.26¢/kWh all-in(supply plus delivery) on average, per the EIA's 2024 data. At 693 kWh a month — a common assumption for an average home, not a measured Bloomington figure — that works out to roughly $106 a month. For context, Illinois as a whole averages about $110 a month (EIA, 2024).

What a Ameren Illinois bill looks like by usage (all-in, 15.26¢/kWh, EIA 2024)

Monthly usageApprox. all-in bill
500 kWh (small apartment)~$76
693 kWh (assumed usage)~$106
1,000 kWh (mid-size home)~$153
1,500 kWh (larger home)~$229
2,000 kWh (large or all-electric)~$305

Illustrative — your bill is your usage × the rate; 693 kWh is an assumption, not measured Bloomington usage.

Your bill splits into two parts. Delivery is set by Ameren Illinoisand you can't shop it — your address assigns your utility, and in Bloomington that's Ameren Illinois. Supply (generation) is the part you can shop: Ameren Illinois's Price to Compare — the default supply rate to beat — is 11.326¢/kWh (summer rate for the first 800 kWh, effective June 1 through September 30, 2026). It's the larger share of your bill and the part a competitive supplier can lower, but Ameren Illinois's rate is tiered by usage and season, so the exact supply amount varies — check your current Price to Compare before comparing. Shopping the supply rate doesn't touch delivery or how much you use.

The 15.26¢ all-in figure is EIA's 2024 average and the Price to Compare is the current June 2026 benchmark — different sources and periods, so treat them as separate reference points, not exact arithmetic.

Learn more: Illinois Price to Compare guide, Ameren Illinois utility hub, or electricity cost calculator.

41%

of IL households have chosen a competitive supplier

100+

ICC-licensed residential electricity suppliers

1-2

billing cycles to complete a supplier switch

Active suppliers in this area

Public Power, LLC

Public Power, LLC

3 plans

Illinois Gas & Electric

Illinois Gas & Electric

3 plans

Constellation Energy

Constellation Energy

3 plans

Ambit Northeast, LLC

Ambit Northeast, LLC

3 plans

SmartEnergy Holdings, LLC

SmartEnergy Holdings, LLC

2 plans

How electricity choice works

Lower rates

Shop for rates below your utility's Price to Compare

Same service

Your utility still delivers power and handles outages

Price protection

Fixed-rate plans lock in your rate for 6-24 months

Green options

100% renewable plans often cost the same or less

How to switch suppliers

1

Find your PTC

Check your utility bill for your current Price to Compare. This is the benchmark rate to beat.

2

Compare rates

Use Plug In Illinois or compare suppliers here. Look at rate, term, and fees.

3

Enroll online

Sign up with your chosen supplier. Your utility handles the switch automatically.

Setting up electricity in Bloomington

Moving to Bloomington or switching providers? The mechanics are simple. Ameren Illinois delivers your electricity over the same poles and wires no matter which retail provider you pick — so choosing or changing a plan never means a service interruption, a technician visit, or new equipment. You sign up with a provider, and the switch completes within one to two billing cycles.

To enroll you'll need your service address and, if you're already a customer, a recent bill (it lists your Ameren Illinois account number and meter — handy but not always required). New to the address? You can usually start service for a future move-in date.

ZIP codes in Bloomington

We track Ameren Illinois rates and providers across Bloomington, McLean County, including ZIP codes 61701, 61704, 61705.

Frequently asked questions

Who has the cheapest electricity rate in Bloomington?
The cheapest clean, fixed-rate plan (3+ months) in Bloomington is currently 10.70¢/kWh — that's the honest headline we rank on. But the truly "cheapest" plan depends on your usage: many Bloomington plans advertise a lower number using bill credits that only apply around 1,000 kWh a month, so they aren't actually cheapest if your home uses more or less. That's why we re-rank every plan by what you'd really pay at your usage level instead of the teaser rate.
How does electricity deregulation work in Bloomington?
Bloomington is served by Ameren Illinois, which delivers electricity to homes and businesses. Illinois deregulated electricity generation in 1997, meaning you can choose a different company to generate your power while Ameren Illinois continues to deliver it.
Who delivers electricity in Bloomington?
Ameren Illinois is the distribution utility for Bloomington and McLean County. They own and maintain the power lines, handle outages, and send your bill. Regardless of which supplier you choose, Ameren Illinois delivers your electricity.
How do I switch electricity suppliers in Bloomington?
Three steps: Compare rates, enroll directly with your chosen supplier online, and wait 1-2 billing cycles for the switch to complete. There's no service interruption, no new equipment, and no fee from Ameren Illinois to switch.
What is the Price to Compare for Ameren Illinois customers?
The Price to Compare (PTC) is Ameren Illinois's default generation rate for customers who don't choose a supplier. It changes periodically based on wholesale market prices. The PTC is the benchmark suppliers need to beat.
How we collect this data

Rate data is sourced from Plug In Illinois, the official IL regulatory marketplace, and refreshed weekly. Volt Butler is an independent comparison site — we don't accept payments from suppliers to rank them higher. The Ameren Illinois Price to Compare is sourced from Ameren Illinois's most recent published rate schedule.

Ready to compare Bloomington electricity rates?

Enter your ZIP code to see available suppliers and rates.

Free comparison · 5+ ICC-licensed suppliers · EIA-cited data